Who is a standard client for this cash program?
Anyone who has a short-term financial crisis may apply for this loan. Do you have a stack of bills to pay before payday? Is the cable guy now knocking on your door? Do you have an emergency? Is health an issue? Whatever it is, we want to help. Only then, can we effectively help you.
How do you qualify?
Proof of income is required, including a checking account in good standing. Other requirements include an e-mail address, and a listed home phone. Applicant must be at least 18 years of age.
How much is available for loan?
In most cases, an amount between $100 and $1,000 is available for loan.
Can I get an additional loan while still paying for my existing loan?
Your existing loan should be settled first before you can take out a new loan. Application for your new loan can commence 2 days after the first loan is paid in full.
What options are available when my loan becomes due and payable?
Normally, we send out reminder emails when your loan is coming due, including available settlement options to choose from, such as paying in full the balance or you may apply for refinancing.
Can a person with bad credit history still get approved?
Yes, a person with bad credit history and/or has filed for bankruptcy can still qualify.
How many days does approval of an application take?
In most cases, approval of an application for a cash loan takes only a matter of seconds.
How does it work?
Fill out the online application form with the necessary information. Once approved, a loan agreement will be completed. Upon verification, your cash loan will be deposited into your bank account on or before the close of the next banking day.
Will there be a credit check or a background check?
There are no credit or background checks, just total convenience while getting the help you need.